FAQ
Q.
How can I learn to budget and save, and what results can I achieve?
A.
Results can vary and depend on what’s important to you and your specific financial goals. Importantly, though, we help people stop worrying about their financial situation. We teach you how you can reduce debt, stop living from payday to payday, and create emergency funds/savings plans. We show you how to afford holidays, phones/tablets/computers, or other purchases without having to use credit.
Q.
Your programs look a little expensive for me. Can you guarantee a specific result?
A.
Q.
I want to learn how to save money fast. Can you help me?
A.
The skills we teach are not a quick fix. If you are under financial stress and expect an easy solution, we do not have it. Our financial programs require effort and persistence, but the payoff is much greater than what looks like a simple answer. You will learn the money management skills to create your own financial opportunities.
Q.
Getting some help with money would be great, but I’m worried about failing.
A.
Failure means different things to different people. If failure means making mistakes, then yes you probably will make some mistakes like everyone else. This is where we come in; we dust you off, put you back on your feet and help you move forward. The only real failure is if you stop trying. The programs are specifically designed to support you through the challenging times so you can focus on progress during the smoother parts.
Q.
The programs require budget planner software but I am no good with computers. What can I do?
A.
Don’t worry. We have an IT specialist on our team who can help set up your computer and the required software. Just ask when you register.
Q.
How does your budget and spending plan service work?
A.
Mastering everyday money management can be very challenging. To be successful you need a good strategy, structure, persistence, and ongoing commitment. Our programs provide you with these plus a certified money coach (known as a spending planner), mentor, and accountability partner. Together they see you through your journey from your existing financial situation to where you would like to be.
You will also need access to a computer and an internet connection.
Q.
Why should I trust you?
A.
We understand it can be difficult to trust people especially when it comes to financial matters. The testimonials you can see around the website are from real people who have worked with us, getting real results. These can also be found on our Google and Facebook pages.
Please know that our programs are educational and accountability-based programs that aim to empower you. At no time do we have access to your money, nor do we advise you on investment matters. We have experienced and understand ongoing financial stress and are committed to you similar results to what we have achieved. Your success is our success!
Q.
Why should I choose you over another budget planner or money coach?
A.
It is important that you feel comfortable with the spending planner/money coach you will be working with. We won’t be the right fit for everyone, but please look through our values and vision to see if they align with you.
Q.
I am worried about money. What are your payment terms?
A.
We understand that the reason people come to us in the first place is often that finances are tight. Because of this, we have several options that include a one-off payment or a number of smaller monthly payments. Whatever you choose, if you follow our program we guarantee that you will improve your financial situation by at least the course fee within the first 12 months.
Q.
Do we need to meet in person?
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No, due to technology, our team members can work with anyone both in Australia or overseas via video chat. We prefer Zoom but can also use Skype.
Q.
Teach me how to save money and budget. How do I get started?
A.
Getting started is simple; just review our programs and register, or send us a direct contact.
Testimonials
“I contacted Your Money Habit because I wanted to manage my finances better, save money for a deposit on a house but still be able to live my life and not feel like I missing out on fun! With Amira’s help and support, it feels like it’s all possible and we are well on our way!
If you want your money to work better for you and able to manage it better contact Your Money Habit. You won’t regret it! ”
I wanted to get skilled up on how to manage my money better but didn’t want to read boring financial books. I learn better when I have someone who can talk me through processes anyway.
Having Amira guide me through the steps to make good money habits has given me the confidence to recognise I am doing a good job. Before YMH I wasn’t really paying attention, now I have a good ‘grip’ on what‘s going on. I have learned that managing my money is an ongoing process, not set and forget.
I would say to anyone ‘If you have any doubts about where your money is going, or if there is always too much month at the end of your money, then this is for you!