Becoming Happy, Healthy, Wealthy & Free
Fear and finances often go hand in hand and if like so many others you believe (subconsciously) that your self-worth equals your bank balance it’s no wonder we’re so frightened. Scared that we aren’t good enough, worthy enough, deserving or that we haven’t measured up in life. You may have imagined achieving great things and […]
Fear of your finances Read More »
No absolutely not! Let’s start by asking the question- What is money? The simple answer is, it is the method we use for buying and selling goods and services. Nothing more! Just a method of exchange. However, what we make money mean is very different. It can mean status, success, security, happiness or fear and
Is your Self-Worth determined by your bank balance? Read More »
At Your Money Habit, we feel strongly about the fact that traditional budgeting does not work and no matter how hard you try, you are wasting your time. Before we go any further, let us get clear on what we mean by traditional budgeting. We’re talking the pen and paper approach or excel spreadsheets where you
Why traditional budgeting methods don’t work Read More »
For far too long people globally have been stuck in the cycle of living payday to payday, living beyond their means, mounting debt and hanging on by a thread. Have you ever thought about why that is happening and why it’s so widespread? Whenever I asked the question , “What will it take for you
Breakfree from living payday to payday Read More »
Now is a great opportunity to take the time to plan out our finances and prepare for the future. We know that it’s important to have a money management plan but it never seems to be the right time. There is always something else that gets in the way and we never get around to
Time to get those finances in order Read More »
I’ve often heard people say “I just can’t bear to see what my actually money situation is” or “I just can’t deal with it (budgeting)” While this course of action can seem like a good idea at the time, in fact it may even seem like it’s helping you avoid stress, in the long
The Mounting Costs of a Life with No Budget Read More »
We know the routine all to well. We work, we wait for payday and then we spend it. We repeat this cycle and fail to notice that we are stuck in a trap. A trap that we’ll never get out of even if we get a payrise. The trap is called “Living from Payday to
End Cycle of Living Payday to Payday Read More »
Christmas has just finished and our wallets are probably just about empty. With rising prices and the New Year just around the corner, we need to learn to do more with the money we have. The key to building wealth in this financial financial environment is to save more and spend less. Though this requires
Spending Plan For The New Year | Your Money Habit Read More »
It’s that time of year where we are getting to the countdown until Christmas with only a few days left to purchase those last minute gifts. Our budgets are definitely getting getting smaller and there are extra presents that we need to buy that we didn’t count for. Your credit cards and bank accounts have
Avoid Getting Ripped Off From Your Christmas Gifts | Your Money Habit Read More »
Planning a Christmas getaway this year or travelling abroad? This time of year is notorious for being busy and expensive. There are still plenty of deals to be found so it’s important to have a spending plan to track your expenses. Here out our holiday travel deals for this Christmas. 1. Shop Around If you
10 Saving Tips for Christmas Travel | Your Money Habit Read More »