Program Investment
Learning is a treasure that will follow its owner everywhere.
The beautiful thing about learning is that nobody can take it away from you.
Ease your Money Stress
Our Money Masters Program and Business Masters Program are aimed at teaching you the techniques of good budgeting, spending, and money management.
Creating a financial blueprint for the future allows you to see all your bills, living expenses, income, and irregular future expenses in one place. This helps identify financial leaks and plug them up.
Financial stress often comes with anxiety and fear, however, fear of spending on an investment can prevent you from reaping the rewards. To ease this anxiety, here are some ways your investment in our business or personal cashflow programs pay for themselves over and over again.
“Big Journeys begin with small steps”
How Our Programs Pay for Themselves
Below are only a small selection of the ideas, hints, tips, and techniques that our money management programs offer.
We help you identify the opportunities for saving and reducing debt so that you can minimise financial stress and live a happier life. Knowing this, we are confident that our participants save more money than their investment towards the program.
1. Groceries:
As a Spending Planner I have seen a big variety in the amount households spend on groceries. Whether people know how much they spend per week or not this area is almost always the one that overspending occurs in.
| Ways to trim back | Saving potential |
|---|---|
| Have a plan- Know what you need and how much. | $30 pw |
| Buy in bulk | $15 pw |
| Buy generic on just a few non-branded items | $5+ pw |
| Freeze meals & use when tired instead of takeaway. | $20+ pw |
| Savings per year | $3,640 + |
2. Paying Bills on time:
There a several potential savings in this area. At the end of the day these fees do absolutely nothing to enhance your life. Buying pizza would be much more rewarding!
| Ways to trim back | Saving potential |
|---|---|
| Late payment fees average $15. Just two per month will set you back | $30pm |
| Direct Debit dishonour fees $15 a time. At 2 per month that’s another | $30pm |
| Missing 25% discount on electricity/gas average bills of $500 | $125pq |
| Getting bills paid on time potential savings per year | $1,220pa |
3. Having a weekly allowance:
| Ways to trim back | Saving potential |
|---|---|
| This strategy has huge potential for savings. | $50+pw |
|
Knowing how much is workable for your budget helps you avoid overspending and the need to use credit. |
Savings per year $2,600 |
4. Reducing Debt:
| Ways to trim back | Saving potential |
|---|---|
| Pay off your credit cards. Making minimal monthly | $1, 997 |
|
Making minimal monthly payments of $60 on a $3,000 credit card balance ends up costing almost $2,000 in interest payments |
+ almost 7yrs of repayments |
Total Potential Savings 1yr: $9,457
These are just a few ways that joining our Spending Planner Programs can improve your cashflow’s bottom line.
It is our absolute promise to you that the investment you make is a fraction of what interest, late fees, and overspending are costing you now. We have payment plans you can opt to use and all costs will be accounted for in your spending plan.
To start your journey towards greater financial knowledge and freedom, register with one of our money management programs now!